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Xero Review 2026

Pricing, Features & Alternatives

8.7Visit Xero

Cloud-based accounting software with beautiful interface and strong multi-currency support.

Key Features

✓Bank Reconciliation
✓Invoicing
✓Bill Pay
✓Expense Claims
✓Financial Reports
✓Multi-currency
✓Payroll
✓Project Tracking

Pricing Plans

Starter

$15/mo

  • ✓20 invoices/month
  • ✓5 bills
  • ✓Bank reconciliation

Standard

$42/mo

  • ✓Unlimited invoices
  • ✓Unlimited bills
  • ✓Bulk reconciliation

Premium

$78/mo

  • ✓Everything in Standard
  • ✓Multi-currency
  • ✓Expense claims
  • ✓Project tracking

Pros & Cons

Pros

  • +Beautiful interface
  • +Unlimited users on all plans
  • +Great multi-currency
  • +Strong API

Cons

  • -Limited invoices on starter plan
  • -US payroll is an add-on
  • -Fewer integrations in US

Frequently Asked Questions

Is Xero worth it in 2026?▾
With a score of 8.7/10, Xero is one of the top-rated Accounting tools available. Beautiful interface is often cited as its biggest strength.
How much does Xero cost?▾
Xero pricing starts at $15/mo. They offer 3 pricing tiers: Starter ($15/mo), Standard ($42/mo), Premium ($78/mo).
What are the best alternatives to Xero?▾
Top alternatives to Xero include QuickBooks Online, Sage Business Cloud. Each offers different strengths depending on your needs and budget.
Does Xero offer a free plan?▾
Xero does not offer a free plan. Their most affordable option is the Starter plan at $15/mo.