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Gusto Review 2026

Pricing, Features & Alternatives

Modern payroll and HR platform built for small businesses with benefits and compliance tools.

Key Features

Automated Payroll
Tax Filing
Direct Deposit
Benefits Administration
Time Tracking
PTO Management
Employee Self-Service
Compliance

Pricing Plans

Simple

$40/mo + $6/person

  • Full-service payroll
  • Employee self-service
  • Health benefits
  • 2-day direct deposit

Plus

$80/mo + $12/person

  • Everything in Simple
  • Next-day deposit
  • PTO management
  • Time tracking

Premium

Custom

  • Everything in Plus
  • Dedicated support
  • Compliance alerts
  • Performance reviews

Pros & Cons

Pros

  • +Very easy to use
  • +Great employee self-service
  • +Excellent benefits integration
  • +Modern interface

Cons

  • -Gets expensive per employee
  • -Limited HR tools on basic plan
  • -No mobile app for employers

Frequently Asked Questions

Is Gusto worth it in 2026?
With a score of 9.0/10, Gusto is one of the top-rated Payroll tools available. Very easy to use is often cited as its biggest strength.
How much does Gusto cost?
Gusto pricing starts at $40/mo + $6/person. They offer 3 pricing tiers: Simple ($40/mo + $6/person), Plus ($80/mo + $12/person), Premium (Custom).
What are the best alternatives to Gusto?
Top alternatives to Gusto include ADP Run, Paychex Flex. Each offers different strengths depending on your needs and budget.
Does Gusto offer a free plan?
Gusto does not offer a free plan. Their most affordable option is the Simple plan at $40/mo + $6/person.